Representative example: Cash Price £9,999.00. Deposit £1000. Total Amount of Credit £8,999.00. First payment of £0.00. Followed by 59 Monthly Payments of £186.18 with a final payment of £187.18 which includes an Option to Purchase fee of £1.00. Duration of Agreement is 61 months. Total Amount Payable is £12,171.80. Total Cost of Credit is £2172.80 Annual Fixed Interest Rate of 4.75%.